Hoyes, Michalos & Associates Inc. Hoyes Michalos is a licensed Debt Relief firm with 20 years' experience helping people get out of debt. As a Licensed Insolvency Trustee, we are accredited by the Canadian government to provide Consumer Proposal. Phone: 416-921-3223 2 Bloor Street East, Suite 3500, Toronto, ON M4W 1A8 Canada Map Other Categories: Finance & Legal |